Owning a home is a significant responsibility, and securing appropriate homeowners insurance is crucial. Without proper coverage, unexpected events like theft or accidents can leave you financially vulnerable. At Stewart Kriese Insurance Agency Inc., we understand the importance of safeguarding your property and finances. Contact us today to explore our solutions and get a personalized home insurance quote.

Understanding Homeowners Insurance

Homeowners insurance is a contractual agreement between you and your insurance provider. You gain potential protection against losses within the policy limits by paying premiums. Coverage types may include the following: 

• Personal liability coverage may help pay for injuries or property damage caused by you or others listed in your policy. It also extends to guests’ injuries occurring on your property.

• Personal property coverage may help cover the repair or replacement of your furniture, electronics or other belongings that are damaged or stolen.
• Additional living expenses coverage may assist with temporary living costs should your home become uninhabitable due to a covered peril.
• Dwelling coverage may help pay for repairing or rebuilding your home’s structure after a covered loss. 

Your agent can help evaluate your home’s value, contents and potential liability risks. 

Contact Us

Don’t leave your investment to chance. Contact Stewart Kriese Insurance Agency Inc. in Oakdale, California, for personalized advice and a customized quote.